Sunday, February 16, 2014

Unit 2

Circular Flow Model

  • It represents the flow of money, goods, and services in an economy.
  • Factor Market (Resource)- (FOP), we sell our resources to businesses
  • Product Market (Goods)- where goods and services ore bought and sold
  • Household- person or group that shares an income
  • Firm- organization that produces goods or services for sale
GDP
  • Gross Domestic Product; the total value of all final goods and services produces within a countries borders within a given year
  • Included:
    • final goods and services
    • income earned
    • interest payments on corporate bonds
    • current production of final goods and services
    • unsold output (business inventories)
  • Excluded:
    • intermediate goods
    • transfer payments (public/private)
      • Ex: scholarship, SS
    • purchases of stocks and bonds (financial transactions)
    • used or secondhand sales
    • non-market transactions
      • ex: 
        • illegal drugs, prostitution
        • baby sitting
        • own housework or repairs
        • growing own products for person consumption
GNP
  • Gross National Product; total value of all final goods and services produces be Americans within a given year
Calculations
  • GDP:
    • Expenditure Approach: C + Ig + G + Xn
      • C- personal consumption
      • Ig- Gross private domestic investment
      • G- government spending
      • Xn- Net Exports
    • Income Approach: W + R + I + P + Statistical Adjustments
      • F.O.P
      • W- wages, i.e salaries, compensation of employees
      • R- rent, rental income
      • I- interest income
      • P- payments. Proprietors income
  • Budget Deficit
    • Total amount that the gov. borrows within a year (total gov. spending exceed tax and fee revenue)
    • transfer payments + gov. purchases of goods and services - Gov. tax and fee collection
  • Trade
    • Exports - imports
  • National Income
    • Approach #1:
      • Compensation of employees + proprietors income + interests income + rental income + corporate income
    • Approach # 2:
      • GDP - Indirect business taxes - depreciation - net foreign factor
  • Disposable Personal Income
    • national income - Household taxes + Gov. Transfer Payments
  • Net Domestic Product 
    • GDP - depreciation (consumption of fixed income)
  • Net National Product 
    • GNP - depreciation 
  • GNP
    • GDP + Net Foreign Factor Payment
Nominal GDP
  • The value of output produces in current prices (can increase year to year if either output or price increase
  • Inflation
  • P * Q 
Real GDP
  • Value of output produced in constant or base year prices
  • can only increase if output increases
  • Economic Growth
  • Original Price * Q
Consumer Price Index
  • measures the cost of the market basket of goods of a typical urban American family
  • (Cost of market basket in a given year)/(cost of market basket in a base year) * 100
  • Real GDP is adjusted for inflation 
Inflation - general rise of the price level
Deflation - fall of the price level
Rate of Inflation
  • (CPI2 - CPI1)/CPI1 * 100
Deflator- NGDP/RGDP * 100
Types of Inflation
  • Cost-push inflation - higher production costs which increase prices, usually result of a supply shock (push cost on you)
  • Demand-pull inflation - too many dollars chasing too few goods; shortage driving up prices, overheated economy w/ excessive spending w/ same amount of goods
  • Political Politics - depression/ recession
How Inflation Hurts/Helps
  • Hurts
    • lenders- b/c they loan $ at a fixed rate
    • people with a fixed income (SS or transfer payments)(elderly)
    • people who work for a fixed wage
  • Helps
    • debtors
    • business where price of the product increases faster than the price of resources
Unemployment
  • % of people w/o jobs
Labor force- employed + unemployed
Not in the labor force- 16 or younger; military personel; mentally insane; jail mates; stay at home mom/dads; full time students; retires; discouraged 16+ years olds who have searched for a job for 2 weeks
How To Calculate Unemployment Rate 
  • (# of unemployed)/(total labor force) * 100
4 Types of Unemployment 
  • Seasonal- lifeguard/ Santa worker, etc.
  • Frictional- between jobs, quit before you get the other jobs
  • Structural- lack of skill/declining industry
  • Cynical- bad for society and individuals (you have a recession)
Full Employment - occurs when there is no cynical unemployment present in the economy
Okun's Law - for every one % of unemployment above the NRU occurs a 2% decline in real GDP